What is the KYC Update Scam?
Table of Contents
A new scam is spreading rapidly where fraudsters send SMS or call you, pretending to be from your bank.
They claim your KYC (Know Your Customer) is expired and your account will be blocked.
In panic, many people click the link or share OTPs—and lose money instantly.
This KYC Update Scam is becoming one of the most common bank frauds in India. Many users are losing money because of this new KYC Update Scam trend.
How the KYC Update Scam Happens
How the Scam Works
- You receive an SMS like:
“Your KYC is expired. Update now to avoid account freeze. Click link…” - The link opens a fake bank website.
- It asks for:
- ATM card number
- CVV
- OTP
- Netbanking login
- Once you enter details → your money is gone in seconds.
- In some cases, scammers even call pretending to be bank officials.
Real Examples Reported Recently
✔ SBI customers received fake KYC SMS
✔ HDFC & ICICI users got phishing emails
✔ Many lost ₹10,000 – ₹2,00,000 by entering OTP
✔ Fraudsters used “Your account will be closed in 24 hours” trick
How to Identify a Fake KYC Message
❌ Banks never send KYC update links by SMS
❌ Banks never ask for OTP or CVV
❌ Messages with spelling mistakes are always FAKE
❌ Unknown numbers claiming to be “Bank Officer”
How to Stay Safe
✔ Update KYC only by visiting the bank
✔ Do not click links in SMS
✔ Never share OTP
✔ Ignore threats like “24 hours mein account block hoga”
✔ Call your bank’s official customer care
KYC scam cases are rising rapidly in India. Staying aware can save you from major financial loss.
Read more scam alerts here → https://antiscamzone.com/category/scam-alerts
What To Do If You Already Clicked or Shared OTP
Immediately do this:
- Call your bank and block your card
- Enable “Netbanking Freeze”
- Report fraud to:
- 1930 – National Cyber Crime Helpline
- cybercrime.gov.in
- Change netbanking passwords
Final Advice
KYC Scam is rising every day.
Stay alert — your safety is in your hands.
Report fraud to:-
- RBI – https://www.rbi.org.in
- NPCI – https://www.npci.org.in
Read more scam alerts in our Scam Updates section.
Scam Updates:- https://antiscamzone.com/category/scam-updates
